YouTubers Are Promoting Scam Credit Cards… Again

Dividends Forever
6 min readApr 26, 2022

Breaking news: YouTubers are horrible sellouts who’ll do anything for money!

Pause your Raid Shadow Legends game, unplug your Raycon earbuds, and grab a bowl of Magic Spoon Cereal. This is an article you won’t want to miss!

Jokes aside, many popular YouTubers are now promoting various subscription based credit or debit cards. These products all offer some kind of gimmick like 1% cash back, payday advances, or no initial credit score requirements.

On the surface, many of these cards sound pretty good. But take a closer look and you’ll quickly realize that the majority of these offers are total rip-offs.

For legal purposes, I’m not going to single out any particular credit card offer or brand. However, this article will cover the general “Subscription Banking” model and explain why it’s not the great money-saver Youtubers hype it up to be. Hopefully this helps steer would-be customers away from scams and towards offers they’ll actually benefit from.

The “Special Benefits” Aren’t That Great

Like many YouTube products, the credit cards being pitched by influencers are fairly mediocre. And this is especially clear when you look at what you’re getting for your money.



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