Understanding The Power Of Credit Card Reward Harvesting

Responsible credit card use (AKA paying your bill on time) is one of the highest ROI investments you can make. The cash flow from this simple activity is equivalent to owning $10,000 — $20,000 of dividend stocks.

Done right, there are no initial costs or annual fees.

“Banking hacking” — where you open no-fee checking and savings accounts for an initial deposit bonus — is another good strategy. Albeit one that’s typically more limited, since many banks do not offer a welcome bonus.

Today, I want to showcase why harvesting credit card sign-up bonuses and bank rewards is one of the best and easiest sources of extra income.

And, I’ll share an actual example of this strategy in action.

Earn $200 For 10 Minutes Of “Work”

Most articles about business or making money are theoretical. Either because the author has overly simplified the process to make it appealing. Or, because the person writing the article has no real-world experience with the subject.

I only write about techniques I personally test and use.

When people talk about passive income, they usually discuss the following:

• Real estate — Not passive at all. Also requires…