Easy Credit Card Hack (5% Returns/Month)

When used intelligently, cash-back credit cards are an asset. Buy what you need, pay the balance off on time, and collect your rewards.

However, not all credit card bonus programs are created equal.

Some offer significantly higher returns.

Which is why today’s article looks at an easy way to generate instant 5% ROI on your Discover It Cash Back Credit Card.

For the unfamiliar, this is a no-fee card that typically rewards users with 1% cash-back on all their purchases. However, Discover also runs special quarterly promotions where they issue 5% cash-back.

From now until September 30th, Discover It users get 5% cash-back on all restaurant purchases and PayPal transactions.

If you go out to eat, you’re getting 5% ROI.

Same if you use PayPal while shopping online.

This offer is capped at your first $1,500 of spending. But that still leaves you with $75 in reward money.

All from purchases you were going to make anyway.

The best part?

Unlike many credit card providers, Discover lets you cash out your rewards and deposit them into your bank. This means you can use your bonus money on anything.